How this works
Net to seller here is the offer price minus the concessions the buyer asks the seller to pay. Commission and closing costs scale with price and affect every offer similarly, so the ranking by net holds; use the seller net sheet for the full figure.
The risk rubric. Each offer starts from its financing: cash is 0 points; conventional or jumbo is 1 with appraisal gap coverage and 2 without; FHA, VA and USDA are 2 with gap coverage and 3 without, because government appraisals carry property requirements; other financing is 2. Add 1 for an inspection contingency, 1 for a financing contingency longer than 21 days, and 1 if the buyer must sell a home first. 0 is low risk, 1 to 2 medium, 3 or more higher. “Strongest terms” is the lowest score, with ties going to the higher net, then the earlier closing.
Presenting to the seller. Show every offer on one page, sorted by what the seller keeps, with risk beside it. The highest price is not always the best offer: a slightly lower offer with cash, no contingencies and a quick close can be worth more than a higher one that may not survive the appraisal. Let the seller weigh net against certainty. This is the manual version of the seller portal in an offer round.
Questions
How do you compare multiple offers for a seller?
Put every offer on one page with price, what the seller nets after concessions, financing, contingencies, closing date and a risk rating. Sort by net, then talk through the trade-off between net and certainty.
Is my offer data saved?
No. Everything stays in your browser. If you download the PDF, the offers are sent once to build the file and aren’t stored; we keep only the name and email you give us for the download.
Why isn’t the highest offer always the best?
Because price is only what the buyer promises. Concessions reduce what the seller keeps, and weak financing or long contingencies raise the chance the deal falls apart or gets renegotiated after the appraisal.